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When is the Best Time to Start DCA?

The short answer: Now. The whole point of DCA is that you don't need to time the market. But let's explore this question more deeply.

The Timing Paradox

If you're waiting for the "perfect" time to start DCA, you're missing the point. DCA exists precisely because nobody can consistently predict market movements.

"Time in the market beats timing the market."

— Every successful long-term investor

Common Excuses (And Why They're Wrong)

"I'll wait for a crash"

While waiting, the market might double. The 2020 COVID crash was a great buying opportunity, but those who waited for "lower lows" missed a 300% Bitcoin rally.

"Prices are at all-time highs"

Every ATH was once a price people thought was too expensive. Bitcoin's ATH in 2017 was $20K. Those who DCA'd through "expensive" prices at $20K are very happy today.

"The market is too volatile right now"

Crypto is always volatile. Volatility is actually good for DCA—it gives you opportunities to buy more coins at lower prices.

What Actually Matters

  1. Your time horizon: Are you investing for 5+ years? Start now.
  2. Your financial stability: Only invest what you can afford to lose.
  3. Your consistency: Can you commit to regular investments?
  4. Your conviction: Do you believe in the asset long-term?

The Math Behind "Just Start"

Studies have shown that even if you started DCA at the worst possible times (right before major crashes), you'd still outperform someone who stayed in cash waiting for the "perfect" entry.

Example: Someone who started DCA into Bitcoin in December 2017 (the top of that cycle) at $19,000 would have an average cost basis around $15,000-25,000 today—still massively profitable.

How to Start Today

  1. Decide on an amount you can invest regularly (even $25/week counts)
  2. Choose your frequency (weekly is often best for crypto)
  3. Set up automatic purchases on your exchange
  4. Forget about it and let compounding work

The best time to plant a tree was 20 years ago. The second best time is now.

The same applies to DCA. Stop waiting, start building.

Calculate Your Future Wealth

See how much your DCA strategy could be worth. Start planning your financial future today.

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